Dear Terry,

I just bought a Chrysler at a 7.9 percent loan rate and now they are offering a zero percent rate. Not even a week after I bought the car they started to offer this rate. Is there a way to fight for a lower rate?



J.C.

Dear J.C.,

Sorry, but you’re stuck. Prices and deals change week to week sometimes, and there are usually no provisions to retroactively get a new loan at the new rate. Also, you may not qualify for the zero percent deal because those are usually reserved for customers with better-than-average credit scores.

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