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Whether you drive an aging set of wheels because it's cheaper or because it has sentimental value, there are important things you need to know about buying insurance for an old car. In your , you don't want to spend more on coverage than you need, but you also don't want to wind up without enough . If you own a car that is getting on in years, you're not alone. Automotive research firm R.L. Polk and Co. reports that the average age of the more than 240
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Those whirling blue lights in the rearview mirror usually mean just one thing: It's traffic ticket time. The worse the violation, the more your car insurance costs may rise because it's more likely you'll be considered a bigger risk to the insurer. Rack up a combination of the nastiest violations plus a few accidents, and insurers may even refuse to cover you, says Loretta Worters, spokeswoman for the Insurance Information Institute, a trade group. It boils down to matching the premium you pay to your risk as a customer, says
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