Bankrate Archives

Mom wonders if her teenager will automatically be added to her auto insurance
Parents may be able to hold off the high cost of putting a teenager on their policy.
Don't buy one of these 10 vehicles, deemed the worst cars to own
If you're looking to buy a stand-out car, stay away from these disappointments.
Consider the cost of an extended warranty on your car before buying
Extended car warranties can bring peace of mind, but don't get conned.
Consumer agency proposes making it easier to sue banks
When you open accounts, banks make you give up your right to sue. That's about to change.
When your bank says, 'Psst! Want a great deal on a new Jaguar?'
Your bank probably knows you well enough to recommend a car brand.
5 essential things to know when cashing old checks
There's a right way to handle old checks. The wrong way can cost you.
The pursuit of hoppy-ness: Top 10 states of the beer economy
Raise your mugs to these states, where beer puts the biggest head on jobs and the economy.
10 of the most dangerous jobs in the US
Does it sometimes kill you to be at work? People in these professions may have it the worst.
Use this cool tool to find a great place for starting or strengthening your career
Choose factors important to you, and we'll show you your top career springboards.
2016 rising-rate CD survey: Liquid CDs
Today's rates on standard CDs are dismal. See if a liquid CD can hike your return.
2016 rising-rate CD survey: Bump-up CDs
Today's rates on standard CDs are dismal. See if a bump-up CD can hike your return.
2016 rising-rate CD survey: Step-up CDs
Today's rates on standard CDs are dismal. See if a step-up CD can hike your return.
5 essential things to know when cashing old checks
There's a right way to handle old checks. The wrong way can cost you.
How to protect yourself from check fraud
Paper checks have declined in popularity, but fraudsters still love them. Here's why.
Try high-yield checking for solid returns
Looking for every bit of interest income you can find? Try a high-yield checking account.
10 universities with the richest alumni
The oldest college in the U.S. also has the highest number of millionaire graduates.
How to pay for college: 10 tips for 2016
Paying for college can be costly. Follow these tips to stretch your education dollars.
The 10 highest- and lowest-paying college majors
Your major can make a $3 million difference in what you earn. So choose carefully!
9 steps to a car loan on damaged credit
You can still get a car loan with subpar credit. And you don't have to pay sky-high interest.
This is why getting a mortgage can be so costly if your mate has a low FICO score
Getting a mortgage with someone with bad credit? Here's why it can cost you thousands.
We wondered if a lousy credit score is a romantic turn-off, and guess what we found
If your date knew your credit score, you might not be in a relationship, our survey shows.
0 interest credit cards - 5 tips before applying
A zero percent credit card could wind up costing you. Don't forget fees and other factors.
With one phone call, increase your credit limit -- and your credit score
Almost 80% of credit card holders who ask for a higher credit limit get it, our survey shows.
What is a mobile wallet? 4 things you should know
Few people use mobile wallets today, but that's changing. Here's what to know.
These guidelines will help you decide whether to pay down debt or save
Choosing which to tackle first isn't easy. Follow these guidelines before deciding.
Don't let a 'phantom debt' scam part you from your money
Beware this "phantom debt" scam haunting you for debt you don't really owe.
Buying a home while paying off student loans is hard
These factors determine whether you can save to buy a house while paying student loan debt.
Bankrate survey: Many homeowners are ready to remodel
Survey: These renovations are the most popular ones Americans plan to do.
Ailing mom has few options to tap equity in her empty house
With Mom's medical bills piling up, think creatively to make the most of her empty house.
Pros and cons of using 3 types of debt: Credit cards, personal loans and home equity
Credit cards, personal loans, home equity debt: We weigh upsides and downsides of each.
Mom wonders if her teenager will automatically be added to her auto insurance
Parents may be able to hold off the high cost of putting a teenager on their policy.
5 dental scams that really bite
Don't open wide with your wallet at the dentist's. Brush up on your skepticism.
10 dogs most often blacklisted by insurers
Home insurance companies may bark that these breeds are too dangerous for coverage.
6 reasons to do a Roth IRA conversion in your 50s or 60s
Here's when it makes sense to pay taxes upfront, as you do with a Roth.
IRA beneficiary errors that can hurt your loved ones
These dead folks are probably squirming in their graves. Prevent these IRA mistakes.
7 ways to get the most out of your individual retirement account
Here's how you can maximize the underutilized IRA and understand all of its features.
Rate basics of money market accounts
Not all money market rates are created equal. Here are the key terms you should know.
Money Market Funds - Questions you should ask
High money market fund fees can ding low yields. This checklist will help you manage them.
3 dangerous debt management myths
Three dangerous debt management myths to avoid.
4 types of mortgage deals that will save you money if you have the right job
From teachers to doctors, certain jobs come with mortgage perks.
Turned down for a mortgage? You have options
Rejection is never easy. Here are 3 things you can do.
Mortgage rates stay fairly stable, which means they're still low
Now is a great time for homebuyers to lock an attractive rate.
Comparison shopping for a personal loan won't hurt your credit
When inquiring about a personal loan with lenders, here's when it impacts your credit.
Take it slow on a personal loan for a horse
Tighten the reins before you race to get a personal loan for a horse. There are pitfalls.
Easy money: Qualifying for a personal loan
You don't need perfect credit to get a personal loan. Here's what you need to know. 
Buying vs. renting a beach house: Determine which is better for you
Weigh these pros and cons before deciding whether to buy or rent a beach house.
Seller asks if 'unstable' trees must be disclosed as defect to homebuyer
There are legal and ethical questions to consider regarding disclosure before the home sale.
Sure, you can trust online photos of for-sale houses -- most of the time
Be warned: That showplace you see in the ad might be shabby up close.
6 reasons to do a Roth IRA conversion in your 50s or 60s
Here's when it makes sense to pay taxes upfront, as you do with a Roth.
IRA beneficiary errors that can hurt your loved ones
These dead folks are probably squirming in their graves. Prevent these IRA mistakes.
7 ways to get the most out of your individual retirement account
Here's how you can maximize the underutilized IRA and understand all of its features.
Survey: Most Americans have financial regrets particularly about saving
We found that financial regrets are very common. Guess which ones are most typical.
Prepare for liftoff: See Elon Musk's stratospheric net worth
The entrepreneur is known for his involvement with PayPal, SpaceX and Tesla Motors.
See how Donald Trump's wealth compares with Hillary Clinton's
You probably know which likely major-party nominee is worth more. See how much more.
Business Credit Cards: The bottom line on small-business credit cards?
You could be on the hook for the debt, so weigh the costs and risks of a company card.
Starting a business? Here's how to put together a business plan and figure startup costs
Successful entrepreneurs develop a smart business plan and estimate startup costs. Here's how.
3 ways to get a small-business loan
Today, it's tough to get a small-business loan. But three approaches may pay off for borrowers.
We asked people to name their top financial regret. You wont believe what they said
We asked people for their money decisions that make them go, "D'oh!" See the answers.
The best debt and savings advice for 5 age groups
How you manage your money as you age will determine your lifestyle in retirement.
6 categories where consumer prices fluctuated in 2015
See how much more or less we paid for everything from peanut butter to power bills.
Investor can take depreciation expense as well as other deductions for rental property
Whether or not you have a mortgage, you still can take a deduction for depreciation.
You can pay asset management fees from your IRA or with other assets
You won't owe taxes if you pay fees from your IRA. In fact, there may be other tax breaks. 
6 tax terrors and how to overcome them
Filed an extension and now have 1040-aphobia? Relax, we have remedies.
Plastic Rap moves
Bankrate blogs have moved to a new, improved platform. Thanks for reading Bankrate.com!
'Free' credit reports
New disclosure requirements for "free" credit report advertising take effect on April 2, 2010.
New gift card rules
New restrictions on gift card fees and expiration dates take effect Aug. 22, 2010.
Mortgage Matters moves and improves
Bankrate blogs have moved to a new, improved platform. Thanks for reading Bankrate.com!
Spring sales may bloom
Buyers have awoken from their winter sleep and are prowling areas studded with "For Sale" signs.
Good folks finally win?
A push to get servicers to reduce the principal of underwater borrowers sounds like a good idea.
Fed blog moves
Bankrate blogs have moved to a new, improved platform.
Inflation low, Fed idle
Buckle your seat belts because the mortgage rate ride may get bumpy.
Fed holds off on changes
Buckle your seat belts because the mortgage rate ride may get bumpy.
Tax blog moves
Bankrate blogs have moved to a new, improved platform.
California re-ups home tax credit
California reinstituted and expanded its homebuyer tax credit in the hopes of reviving its housing industry.
Health taxes, take 2
The health care reform tax provision tour continues. Here are five more new laws that show up in 2013.
Luxury car sales rebound?
At the Detroit auto show, hopes are pinned on a good year for the luxury car market.
Forced philanthropy
Requiring highly-paid executives to donate to charity defeats the original intent of giving.
How we gave in 2009
Philanthropy suffered a precipitous drop last year, but there were some bright spots.
Tools for tackling your debt
Use these calculators, work sheets and videos to learn how to become debt-free.
Bank names hide colorful history
What's behind a bank's name? Humor columnist Jay MacDonald finds out.
12 ways to show your bank some love
Humor columnist Jay MacDonald imagines a dozen new fees coming soon to a bank near you.
Removing name from authorized user accounts
You may owe for your ex's debts if you're an authorized user on his credit card accounts.
Knowing whether your money is safe after foreclosure
If your bank doesn't make enough when the home is sold, it can go after your cash for the difference.
Determining whether a trust is safe in bankruptcy
Determining if a trust is untouchable depends on the type of trust and who the beneficiary is.
10 bits of financial advice for millennials
These gems will help you get started on your quest for monetary success.
Savings challenge: Switch cellphone plan and save
You don't have to be loyal to a cellphone carrier. You could save big by switching.
Retirement benefits of Congress vs. you
U.S. taxpayers provide a plethora of perks for the members of Congress who serve them.
Using a Roth IRA for college tuition
Your wife can use a Roth IRA to pay college tuition for herself and certain family members.
Moving UGMA money into a 529 plan
Converting a UGMA account to a 529 means more need-based financial aid for college, and here's why.
529 plan: Moves to make now
Has your 529 plan been battered by the stock market turmoil? Here's what to do now.
Where are all the fixed-rate credit cards?
Although finding a fixed-rate card won't be easy, here's one way to guarantee a low rate.
Cash-back credit cards offering fewer rewards
Cash-back credit cards tempt consumers but are coming with bigger caveats and fewer rewards.
Baby steps to boost your credit score
Charging then paying off your plastic can help your credit score, but you'd better pay on time.
Don't be seduced by this debt consolidation plan
Simply shifting credit card debt to an installment loan sounds tempting, but beware.
Most delinquent debt has 7-year limit
If your debt is older than 7 years, show proof to the credit reporting bureau to have it removed.
5 stupid mistakes to avoid this tax season
If you want to have a tough tax season, just make one of these serious tax errors.
Investor can take depreciation expense as well as other deductions for rental property
Whether or not you have a mortgage, you still can take a deduction for depreciation.
0 interest credit cards - 5 tips before applying
A zero percent credit card could wind up costing you. Don't forget fees and other factors.
Comparison shopping for a personal loan won't hurt your credit
When inquiring about a personal loan with lenders, here's when it impacts your credit.
Don't buy one of these 10 vehicles, deemed the worst cars to own
If you're looking to buy a stand-out car, stay away from these disappointments.
Consider the cost of an extended warranty on your car before buying
Extended car warranties can bring peace of mind, but don't get conned.
Summer-blend gasoline: What it is and why it costs more
If you're paying more to fill the tank, it may be due to a seasonal switch in fuel blends.
Mom wonders if her teenager will automatically be added to her auto insurance
Parents may be able to hold off the high cost of putting a teenager on their policy.
Seller asks if 'unstable' trees must be disclosed as defect to homebuyer
There are legal and ethical questions to consider regarding disclosure before the home sale.
Homeowner can't sell home due to silent second mortgage from previous owners
The title company should've seen the lien when you bought the home. But you have options.
How to fight back when 'zombie house' is eating away at property values
You won't successfully sue the vacant home's owner, but you can try these tactics.
Investor can take depreciation expense as well as other deductions for rental property
Whether or not you have a mortgage, you still can take a deduction for depreciation.
Must I report to the IRS the sale of inherited devalued property to Florida county?
Though the county paid less than the property's value, you must report it. Here's how.
Tax rules on renting your vacation home
Want to put your 2nd home to work? Rent it. Just make sure you follow the IRS rules.
Turned down for a mortgage? You have options
Rejection is never easy. Here are 3 things you can do.
Reverse Mortgage - What is it and how does it work
Reverse mortgages can provide steady retirement income for cash-strapped homeowners.
3 ways to tame student loan debt and afford a mortgage
Overcome school debt in straightforward (or sly) ways and own a home.
0 interest credit cards - 5 tips before applying
A zero percent credit card could wind up costing you. Don't forget fees and other factors.
2016 rising-rate CD survey: Liquid CDs
Today's rates on standard CDs are dismal. See if a liquid CD can hike your return.
2016 rising-rate CD survey: Bump-up CDs
Today's rates on standard CDs are dismal. See if a bump-up CD can hike your return.
Q&A on money and music with Texas troubadour Andrew Combs
Find out whether the singer-songwriter spends or saves the profits from his 2nd album.
Should you spend like fitness guru Lori-Ann Marchese?
This star of a reality TV show has multiple income sources. Find out how she makes money.
Should you spend like singer Christina Milian?
Working from "AM to PM," the singer-actress says to "Be Cool" when it comes to spending.
Secrets to creating a budget
What good is a spending plan if you ignore it? Here's how to make one you can live with.
4 steps to a simpler (and more frugal) life
Do you keep a stressful job to support a sumptuous lifestyle? You could make some meaningful changes.
How to negotiate better pay and benefits
Here's how to negotiate like a pro and get your boss to show you the money.
Mom wonders if her teenager will automatically be added to her auto insurance
Parents may be able to hold off the high cost of putting a teenager on their policy.
The pursuit of hoppy-ness: Top 10 states of the beer economy
Raise your mugs to these states, where beer puts the biggest head on jobs and the economy.
10 of the most dangerous jobs in the US
Does it sometimes kill you to be at work? People in these professions may have it the worst.
Keeping your money safe
Learn how the FDIC protects deposits and what you need to know to keep your investments secure.
State agencies that help you find unclaimed money
A listing of all the state agencies that help you find unclaimed money and property.
Even in a recession, companies still hire
Even in a recession, there are ways to not only get a job, but to secure the one you have.
We asked people to name their top financial regret. You wont believe what they said
We asked people for their money decisions that make them go, "D'oh!" See the answers.
The best debt and savings advice for 5 age groups
How you manage your money as you age will determine your lifestyle in retirement.
6 categories where consumer prices fluctuated in 2015
See how much more or less we paid for everything from peanut butter to power bills.
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