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$50 cash bonus after first purchase, balance transfer or checks used to access account

$50 cash bonus after first purchase, balance transfer or checks used to access account

1,000 bonus points after first purchase, balance transfer or checks used to access account

3% back on top 3 places you've shopped each month (15 categories to choose from)

3% back on top 3 places you've shopped each month (15 categories to choose from)

1 point for every $1 spent

1% cash back all others

1% cash back all others

1 point for every $1 spent

An extra $50 each time you save and redeem $200 in rewards

An extra $50 each time you save and redeem $200 in rewards

N/A

None

None

None

Points: Minimum 1,000 points for travel, merchandise, charitable donations and gift cards
Cash back: Minimum $50 rebate

Points: Minimum 1,000 points for travel, merchandise, charitable donations and gift cards
Cash back: Minimum $50 rebate

Minimum: 3,500 points for $25 -
6,000 points for $50 -
10,000 points for $100 -
25,000 points for travel -
1,000 points ($5) for gift card

Cash or points as a statement credit ($50 minimum = 5,000 points); Travel statement credit (15,000 points for $150 minimum)

Cash or points as a statement credit ($50 min = 5,000 points); Travel statement credit (15,000 points for $150 minimum)

Cash or points as a statement credit ($50 min = 5,000 points); Travel statement credit (15,000 points for $150 minimum)

As often as you have minimum points to redeem

As often as you have minimum points to redeem

As often as you have minimum points to redeem

Maximum bonus rebate accumulation on net purchases earning a 2% bonus rebate is $12 monthly, which equates to $600 in net purchases. The top bonus categories earning a 2% bonus rebate vary monthly depending on your spending habits. There is no maximum amount of base rebates that can be earned on net purchases earning a 1% rebate (which includes net purchases in bonus categories after you reach the monthly maximum accumulation and bonus categories that are not entitled to bonus rebates that month)

Maximum bonus rebate accumulation on net purchases earning a 2% bonus rebate is $12 monthly, which equates to $600 in net purchases. The top bonus categories earning a 2% bonus rebate vary monthly depending on your spending habits. There is no maximum amount of base rebates that can be earned on net purchases earning a 1% rebate (which includes net purchases in bonus categories after you reach the monthly maximum accumulation and bonus categories that are not entitled to bonus rebates that month)

60,000 points per year

Cash expires after 36 months from date earned. Points expire after 60 months from date earned

Cash expires after 36 months from date earned. Points expire after 60 months from date earned

None

Retail establishments must classify their merchant location for Visa/MasterCard as one of the following bonus categories: grocery stores (that are not affiliated with or departments of superstores, warehouse clubs or discount stores), gas and convenience stores, quick service payment/fast food restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation (including ferries, bridges, tolls, parking garages, taxis/limos), pet supply stores and veterinary services, utilities, beauty shops (salons and spas), or gym/recreation memberships. Purchases not eligible to receive the 2% bonus rebate include, but are not limited to, purchases made at superstores, warehouse clubs and discount stores. Online and catalog purchases are not eligible to receive the 2% bonus rebate unless the merchants have correctly identified and billed the transactions. We do not determine whether merchants correctly identify and bill transactions as being made in each particular category. However, we do reserve the right to determine which purchases qualify for the 2% bonus rebate.
If a cardholder chooses to switch how rewards are earned, and the cardholder is earning rewards as rebates, the rebates will be converted to points at a rate of $0.01 to 1 point. For example, $5 in rebates will transfer to 500 points. If rewards are earned as points, the points will be transferred to the cash-back program at a rate of 1 point to $0.01. For example, 500 points will transfer to $5 in rebates. A cardholder may redeem under a new program after the next billing statement closing date. A cardholder may switch once during a billing cycle. Please see Rewards Program Rules and Regulations, which will be mailed after a switch.
World card has no pre-set spending limits (though there may be some restrictions based upon the account activity or available resources of account holder known to issuer).

Signature card has no pre-set spending limits (though there may be some restrictions based upon the account activity or available resources of account holder known to issuer).

None