Blue Cash from American Express |
Clear from American Express
|
One from American Express
|
TrueEarnings from Costco and American Express
|
$0 |
$0 |
No annual fee for the first year. $35 annual fee after first year |
No annual fee with paid membership at Costco |
0% introductory APR for 6 months |
0% introductory APR for 12 months |
$50 after first purchase |
N/A |
Up to 5% cash back |
$25 American Express branded gift card for every $2,500 spent |
1% for all purchases |
3% cash back for gas and restaurants, including fast food |
Up to 1.5% cash back |
$25 American Express branded gift card for every $2,500 spent |
1% for all purchases |
1% cash back everywhere else including Costco; 2% travel, including airlines, hotel, car rentals, cruises, etc. |
N/A |
N/A |
N/A |
N/A |
"Everyday purchases: $0-$6,500 = 1%; $6,500+ = 5%
All other purchases: $0-$6,500 = 0.5%; $6,500+ = 1.5%" |
None |
None |
None |
Receive total annual earned rewards at once. |
Every $2,500 spent |
35 days after billing cycle when purchases are made; automatically disbursed |
Receive total annual earned rewards at once |
Statement credit |
American Express gift card |
Deposit into high-yield FDIC-insured savings account for customer |
Costco certificate for cash or merchandise |
Annually for each rebate year (12 consecutive billing cycles) |
Every time $2,500 is reached |
Monthly |
Annually in February |
None |
None |
None |
None |
None |
Shopping cards expire one year from date of issuance |
None |
Your certificate expires annually Aug. 31. |
Eligible purchases do not include finance charges, fees, cash advances or other means of accessing account, convenience checks, balance transfers, or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques or other cash equivalents |
Eligible purchases do not include finance charges, fees, cash advances or other means of accessing account, convenience checks, balance transfers, or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques or other cash equivalents |
Cash and cash equivalent transactions (including American Express® Travelers Cheques and American Express Gift Cheques), finance charges, fees, returned goods or services, and account adjustments are not eligible |
Any individual purchase transaction in excess of 75 gallons or equivalent dollar value will not be deemed to be a purchase of automobile gasoline, excluding gas purchased at warehouse clubs other than Costco, superstores or supermarkets. No rewards on fees, finance charges, cash advances, balance transfers, or the purchase of American Express Travelers Cheques and American Express Gift Cheques |
Cash-back reward credit card study
