It's that time of year again.
The holidays become history and practicality replaces pleasure.
Suddenly,
everyone wants to get fit -- either physically or fiscally.
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If you're like most Americans you want to shape up.
For many, that means New Year's resolutions that focus on
diet books, gym memberships, jogging trails and crunches.
For
others, the vows for 2006 include household budgeting, cost cutting, debt consolidation
and refinancing.
At Bankrate, we may not be much help when
it comes to shedding weight and toning abs, but our stable of expert columnists
can sure help you out when it comes to getting fiscally and financially fit.
This year, columnists Don Taylor, Steve Bucci, George
Saenz, Steve McLinden and Justin Harelik concentrated on learning
from past mistakes and how to avoid repeating them.
Bankrate experts' advice
Repeating your money errors of the past
is a sure way to personal finance wreck and ruin.
Here, Bankrate columnists identify their picks
as the worst mistakes you can make when it comes to your finances in the areas
of real estate, debt, taxes, bankruptcy and personal finance, along with tips
on how to avoid them next year.