| Interest Rate Information
Credit Card Survey
Capital One
Capital One PO Box 26625, Richmond, VA 23261 800-548-4593
Visa Business Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 7.90% F | | APR Cash Advance | 15.90% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | $0 | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | APR may vary depending on creditworthiness and may be either 9.90, 15.90, 19.80. 888-327-2562 |
Capital One Bank
Capital One Bank PO Box 26625, Richmond, VA 23261 800-548-4593
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.90% F | | APR Cash Advance | 19.80% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $19.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Air Miles: MilesOne card. Earn one mile for each dollar you spend on purchases; balance transfer can earn up to 5,000 bonus miles (one mile per dollar transfered); cash back option. |
Capital One Bank PO Box 26625, Richmond, VA 23261 800-548-4593
Visa Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.90% F | | APR Cash Advance | 19.80% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | |
CFS Bank
CFS Bank , Westbury, NY 11590 888-277-0444
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.90% F | | APR Cash Advance | 16.90% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $20.00 | |
|
| | Over the Limit Fee | $20.00 | |
|
| | Restrictions | Travel: Make a total of $3,000 in purchases within any consecutive 12 month period, and earn a choice of free travel – including a free companion airfare, free companion cruise fare, or up to 7 free nights at select hotels. And there’s no annual program fee! APR may vary depending upon creditworthiness. |
CFS Bank , Westbury, NY 11590 888-277-0444
Visa Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.90% F | | APR Cash Advance | 16.90% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $20.00 | |
|
| | Over the Limit Fee | $20.00 | |
|
| | Restrictions | Travel: Make a total of $3,000 in purchases within any consecutive 12 month period, and earn a choice of free travel – including a free companion airfare, free companion cruise fare, or up to 7 free nights at select hotels. And there’s no annual program fee! APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
| Purchases | | Cash Advance |
|---|
| APR Purchases | 0.00% F | | APR Cash Advance | 0.00% F | | Grace Period | no grace period | | GracePeriod | no grace period | | Annual Fee | $0.00 | | Cash Fee | 0 | | Late Payment Fee | $0.00 | |
|
| | Over the Limit Fee | $0.00 | |
|
| | Restrictions | |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Business Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.74% V | | APR Cash Advance | 15.74% V | | Grace Period | 22 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Late fee: greater of 2.5% or $29. |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Business Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.74% V | | APR Cash Advance | 15.74% V | | Grace Period | 22 Days from billing | | Grace Period | no grace period | | Annual Fee | $50.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Other: Earn 1 point for every dollar purchased. Reward points may be redeemed for dining, shopping, travel, hotels, cruises and more. Late fee: greater of 2.5% or $29. |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Personal Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 5.65% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Prime Plus Card |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Personal Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.49% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 5.65% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Prime Plus Card |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza.21st Floor, New York, NY 10081 877-642-4327
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.49% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Personal Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.49% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 800-413-5661
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash-Credit: Cashbuilder Card. Earn up to 2% cash rewards on purchases in any month you revolve a balance of at least $500; up to 1% on new purchases in any month you revolve a balance of less than $500 or pay your balance in full. Cash rewards are limited to $500 each year. APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 800-413-5661
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Other: Ultimate Rewards. Earn one point for every dollar charged. Points can be redeemed for gift certificates to major retailers, merchandise from brand name manufacturers, a variety of travel options, cash rewards on purchases and more. Redemption starts as low as 1,000 points. APR may vary depending on creditworthiness. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 800-413-5661
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.49% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Merchandise: i.card. Earn a 1% reward on every purchase good towards Webcertificate.com online gift certificates. Save up to 20% off your dining bill, including tax and tip, at participating iDine restaurants and up to 15% off every stay at participating iDine hotels. APR may vary depending on amount of balance carried. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 888-251-0760
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Music, Ent: Universal Entertainment MasterCard. Earn 1 universal point for every dollar you spend. Earn double points on select Universal purchases. Redeem points for variety of entertainment rewards like concert and theme park tickets, CDs, DVDs, movie tickets and more. APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 866-800-3766
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.74% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $19.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gasoline: Chase Perfectcard. Earn 6% rebate on gasoline purchases for the first 90 days your account is open. Earn 3% rebate on gasoline purchases after the 90-day introductory period. Earn 1% rebate on all purchases everywhere MasterCard or Visa is accepted. All rebates you earn are automatically credited toward future purchases. No annual fee for first year; fee will be waived if at least 9 purchase transactions were made in the prior year. APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 800-345-5488
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $20.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gasoline: Marathon Platinum MasterCard. Earn 10% on any Marathon Purchases for the first 60 days. Earn 5% rebate on any Marathon purchases after 60-day intro period. Earn 1% rebate on all other purchases. Rebates earned are automatically credited toward future Marathon purchases. No annual fee for first year; $20 annual fee will be waived if at least 9 purchase transactions were made in the prior year at Marathon retail locations. APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
MasterCard Student Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Card available though internet application only. 1 Point for every dollar spent. Must be enrolled full-time at a 4-year accredited college or university. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Flooor, New York, NY 10081 888-251-0760
MasterCard Student Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Music, Ent: Universal Entertainment Student MasterCard from Chase. Earn 1 point for every dollar you spend. Earn double points on select Universal purchases. Redeem for variety of entertainment rewards like CDs, DVDs, movie, theme park passes and much more. |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
Visa Business Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.74% V | | APR Cash Advance | 15.74% V | | Grace Period | 22 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Late fee: greater of 2.5% or $29. |
Chase Manhattan Bank USA P.O. Box 15018, Wilmington, DE 19850 800-413-5661
Visa Business Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.74% V | | APR Cash Advance | 15.74% V | | Grace Period | 22 Days from billing | | Grace Period | no grace period | | Annual Fee | $50.00 | | Cash Fee | 3$/$5 min | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Other: Earn 1 point for every dollar purchased. Reward points may be redeemed for dining, shopping, travel, hotels, cruises and more. Late fee: greater of 2.5% or $29. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 800-413-5661
Visa Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash-Credit: Cashbuilder Card. Earn up to 2% cash rewards on purchases in any month you revolve a balance of at least $500; up to 1% on new purchases in any month you revolve a balance of less than $500 or pay your balance in full. Cash rewards are limited to $500 each year. APR may vary depending upon creditworthiness. |
Chase Manhattan Bank USA 2 Chase Manhattan Plaza, 21st Floor, New York, NY 10081 866-800-3766
Visa Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.74% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $19.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gasoline: Chase Perfectcard. Earn 6% rebate on gasoline purchases for the first 90-days your account is open. Earn 3% rebate on gasoline purchases after the 90 day introductory period. Earn 1% rebate on all purchases everywhere MasterCard or Visa is accepted. All rebates you earn are automatically credited toward future purchases. No annual fee for first year; fee will be waived if at least 9 purchase transactions were made in the prior year. APR may vary depending upon creditworthiness. |
Chemung Canal Trust Co
Chemung Canal Trust Co One Chemung Canal Plaza, Elmira, NY 14901 607-737-3711
MasterCard Personal Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.40% V | | APR Cash Advance | 9.40% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | $0 | | Late Payment Fee | $20.00 | |
|
| | Over the Limit Fee | $15.00 | |
|
| | Restrictions | Available within 25-mile radius of branches in Chemung, Schuyler, Steuben and Tioga Counties in New York and the northern tier of Pennsylvania. |
Chemung Canal Trust Co One Chemung Canal Plaza, Elmira, NY 14901 607-737-3711
Visa Business Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.40% V | | APR Cash Advance | 9.40% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $25.00 | | Cash Fee | $10 | | Late Payment Fee | $25.00 | |
|
| | Over the Limit Fee | $15.00 | |
|
| | Restrictions | Over 10 cards, $10 each. |
Chemung Canal Trust Co One Chemung Canal Plaza, Elmira, NY 14901 607-737-3711
Visa Personal Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.40% V | | APR Cash Advance | 9.40% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | $0 | | Late Payment Fee | $20.00 | |
|
| | Over the Limit Fee | $15.00 | |
|
| | Restrictions | Available within 25-mile radius of branches in Chemung, Schuyler, Steuben and Tioga Counties in New York and the northern tier of Pennsylvania. |
Chinese American Bank
Chinese American Bank 77 Bowery, New York, NY 10002 212-966-3303
MasterCard Personal Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 18.00% F | | APR Cash Advance | 18.00% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $20.00 | | Cash Fee | 2%/$2 min | | Late Payment Fee | $25.00 | |
|
| | Over the Limit Fee | $10.00 | |
|
| | Restrictions | Customers only |
Citgo/Citibank
Citgo/Citibank , , 800-GO-CITGO
Visa Rebate Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 14.24% V | | APR Cash Advance | 14.24% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gasoline: Earn 1% rebate against net new purchases. Rebates will be redeemed as statement credits posted against new purchases. Rebates will be capped at $40 per month. APR based on creditworthiness. |
Citibank (South Dakota), NA
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Business Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | APR may vary depending on creditworthiness. No annual fee for primary card; $20 per year includes up to the first 4 additional cards, and $5 per year for each additional card thereafter. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 7.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 7.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Illumina Card. Fewer telemarketing calls and mail promotional offers from affiliates and non-affiliated third parties. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 7.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Smart Card |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Balance transfer APR: 0.00% until 04/01/2005 as long as first balance transfer posts to your account within 3 months from date of account opening. If first balance transfer and $100.00 in purchases are posted to your account and not returned within 3 months from date of account opening this rate will apply until 07/01/2005. APR may vary depending on creditworthiness. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 11.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash - Credit: Upromise Platinum Select MasterCard. Earn 1% of what you spend in purchases as college contributions. Recieve a max of $300 a year. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Car: Driver's Edge Platinum Select Card. Earn 1% Citi Drivers Edge Options rebates on all eligible purchases, up to $500 per year. Redeem up to $2,500 on the next vehicle new or used you purchase or lease within the next 5 years. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash Back: Dividend Card. Earn 1% for net purchases up to $300 per 12 month period; checks issued in $100 increments. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Music, Ent.: Diamond Preferred Entertainment Card. Earn 1 point for every dollar spent on purchases. Redeem for music, movies and theater, family fun, electronics, sports and outdoors, travel and leisure. Can earn up to a max of 50,000 Entertainment Points during any 12 consecutive months. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Other: Diamonds Rewards Card. Earn 1 point for every dollar spent on purchases. Redeem for shopping, dining, travel. 10% savings on gift certificates. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 10.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash-Credit: Home Rebate MasterCard. Earn 1% for every dollar in new purchases; no yearly limit on rebate earned. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $50.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $0.00 | |
|
| | Restrictions | Travel: Travelocity.com World MasterCard. Earn 1 reward point for every $1 of net purchases; 4,000 points after first purchase; 3 reward points for every $1 of net finance charges. Must have annual income of $35,000. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 15.99% V | | APR Cash Advance | 19.99% F | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $50.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Travel: Travelocity.com Platinum Card. $1=1 point on net purchases; $1=3 points on net finance charges; 4,000 bonus points after first purchase or balance transfer. Points are redeemable for travel through Travelocity.com. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Student Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | APR may vary depending on creditworthiness. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Student Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Car: Driver's Edge Card for College Students. Earn 1% Citi Drivers Edge Options rebates on all eligible purchases up to $500 per year. Redeem up to $2,500 on the next vehicle new or used you purchase or lease within the next 5 years. |
Citibank (South Dakota), NA 701 East 60 Street, Sioux Falls, 57104 800-950-5114
MasterCard Student Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Cash - Credit: Dividend Platinum Select Card for College Students. Earn a full 1% cash back on all eligible purchases, up to $300 a year. Each time your Dividend Dollars reach $100, you will be automatically sent a check. |
Commerce Bank
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Mastercard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 9.90% V | | APR Cash Advance | 9.90% V | | Grace Period | 25 Days from billing | | Grace Period | 25 Days from transaction | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Commerce Bank Royals: Earn 1 Commerce Bank Royal point for every dollar you charge to be used for exclusive Royals merchandise |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Business Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 10.90% V | | APR Cash Advance | 10.90% V | | Grace Period | 25 Days from billing | | Grace Period | 25 Days from none | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 min | | Late Payment Fee | $29.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Personal Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 12.40% V | | APR Cash Advance | 10.15% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Avg range based on creditworthiness 8.9%-15.9% |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Personal Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 16.50% F | | APR Cash Advance | 16.50% F | | Grace Period | 25 Days from billing | | Grace Period | 25 Days from billing | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | |
Commerce Bank 1701 Rt 70 East, Cherry Hill, NJ 08034 856-751-9000
Visa Personal Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 16.90% F | | APR Cash Advance | 16.90% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | $0 | | Late Payment Fee | $5.00 | |
|
| | Over the Limit Fee | $5.00 | |
|
| | Restrictions | Banking area only; late fee 5% of min due not to exceed $5 |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Personal Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 12.40% V | | APR Cash Advance | 10.15% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3% /$3 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Avg range based on creditworthiness 8.9%-15.9% |
Commerce Bank 1701 Rt 70 East, Cherry Hill, NJ 08034 856-751-9000
Visa Personal Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.90% F | | APR Cash Advance | 10.90% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 min | | Late Payment Fee | $5.00 | |
|
| | Over the Limit Fee | $5.00 | |
|
| | Restrictions | banking area only; late fee 5% of min due not to exceed $5 |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 12.40% V | | APR Cash Advance | 10.15% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$3 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Avg range based on creditworthiness 8.9%-15.9% |
Commerce Bank 1000 Walnut, Kansas City, MO 64106 800-645-2103
Visa Rebate Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 12.90% V | | APR Cash Advance | 12.90% V | | Grace Period | no grace period | | GracePeriod | 25 Days from transaction | | Annual Fee | $65.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $29.00 | |
|
| | Restrictions | Airmiles: Commmerce Miles earn up to 5,000 per mo/50,000 points per year per net purchase dollar |
Conoco/Citibank
Conoco/Citibank , , 800-764-9500
MasterCard Personal Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/ $5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gas: Rebates are earned by making qualifying purchases with Conoco MasterCard. You earn rebates of 3% on qualifying purchases of goods or services at participating Conoco Stations. Your account must remain open and be in good standing in order to earn a rebate. Any rebates not redeemed within 6 monthly billing cycles after the billing cycle in which they were earned will expire. |
Conoco/Citibank , , 800-764-9500
MasterCard Rebate Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 17.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $0.00 | | Cash Fee | 3%/$5 min | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Gas: Rebates are earned by making qualifying purchases with Conoco MasterCard. You earn rebates of 3% on qualifying purchases of goods or services at participating Conoco Stations. Your account must remain open and be in good standing in order to earn a rebate. Any rebates not redeemed within 6 monthly billing cycles after the billing cycle in which they were earned will expire. |
Continental Airlines/Chase Manhattan Bk
Continental Airlines/Chase Manhattan Bk 2 Chase Manhattan Plaza,21st Floor, New York, NY 10081 800-377-0601
MasterCard Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $65.00 | | Cash Fee | 3%/$5 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Air Miles: Double Miles at popular merchants; 6,000 bonus miles upon payment of annual fee. Earn one OnePass(R) mile for every dollar spent. |
Continental Airlines/Chase Manhattan Bk 2 Chase Manhattan Plaza,21st Floor, New York, NY 10081 800-377-0601
MasterCard Rebate Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $45.00 | | Cash Fee | 3%/$5 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Air Miles: Double Miles at popular merchants; 4,000 bonus miles upon payment of annual fee. Earn one OnePass(R) Mile for every dollar spent. |
Continental Airlines/Chase Manhattan Bk 2 Chase Manhattan Plaza,21st Floor, New York, NY 10081 800-377-0601
Visa Rebate Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $65.00 | | Cash Fee | 3%/$5 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Air Miles: Double Miles at popular merchants; 6,000 bonus miles upon payment of annual fee. Earn one OnePass(R) mile for every dollar spent. |
Continental Airlines/Chase Manhattan Bk 2 Chase Manhattan Plaza,21st Floor, New York, NY 10081 800-377-0601
Visa Rebate Standard
| Purchases | | Cash Advance |
|---|
| APR Purchases | 13.99% V | | APR Cash Advance | 19.99% V | | Grace Period | 20 Days from billing | | Grace Period | no grace period | | Annual Fee | $45.00 | | Cash Fee | 3%/$5 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Air Miles: Double Miles at popular merchants; 4,000 bonus miles upon payment of annual fee. Earn one OnePass(R) mile for every dollar spent. |
Cornell FingerLakes Credit Union
Cornell FingerLakes Credit Union PO Box 4146, Ithaca, NY 14852 607-257-8500
Visa CrdtUnion Classic
| Purchases | | Cash Advance |
|---|
| APR Purchases | 12.90% F | | APR Cash Advance | 12.90% F | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $15.00 | | Cash Fee | $0 | | Late Payment Fee | $15.00 | |
|
| | Over the Limit Fee | $15.00 | |
|
| | Restrictions | |
Cornell FingerLakes Credit Union PO Box 4146, Ithaca, NY 14852 607-257-8500
Visa CrdtUnion Platinum
| Purchases | | Cash Advance |
|---|
| APR Purchases | 8.90% V | | APR Cash Advance | 8.90% V | | Grace Period | 25 Days from billing | | Grace Period | no grace period | | Annual Fee | $15.00 | | Cash Fee | $0 | | Late Payment Fee | $15.00 | |
|
| | Over the Limit Fee | $15.00 | |
|
| | Restrictions | |
Cross Country Bank
Cross Country Bank 800 Delaware Ave, Wilmington, DE 19801 800-252-1159
Visa Secured Gold
| Purchases | | Cash Advance |
|---|
| APR Purchases | 23.99% V | | APR Cash Advance | 23.99% V | | Grace Period | no grace period | | GracePeriod | no grace period | | Annual Fee | $120.00 | | Cash Fee | 5%/$5 | | Late Payment Fee | $35.00 | |
|
| | Over the Limit Fee | $35.00 | |
|
| | Restrictions | Deposit: $200-$5,000. Credit limit equal to amount of deposit. Choose from: account origination fee of $50 with a $10 monthly maintenance fee or account origination fee of $100 with $50 annual fee. |
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