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Stretch your mortgage

Should you stretch out a refinance?

It might make more sense to increase the length of your mortgage to free up some cash.

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This week's rates
COFI, LIBOR, Prime rate
WSJ Prime Rate 3.25
Federal discount rate 0.75
6-month LIBOR Rate 0.62
1-year LIBOR Rate 0.97
Tracking Rates
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Mortgage Rates
High Yield CD and MMA Rates
Other Rates
About this index
Overnight Averages
Product Rate +/- Last week
30 yr fixed
4.34%
4.50%
15 yr fixed
3.86%
3.93%
5/1 ARM
3.39%
3.40%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.12%
5.11%
30K Home Equity Loan
7.47%
7.51%
50K HELOC
4.84%
4.84%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
6.28%
6.29%
48 Mo New Car
6.16%
6.16%
36 Mo Used Car
6.48%
6.47%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
0.90%
0.81%
5 Yr CD
2.56%
2.58%
1 Yr CD
1.27%
1.30%
Compare rates:
Product Rate
Low Interest Cards 10.40%
Balance Transfer Cards 15.94%
All Variable 14.35%
Compare rates:  
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home equity
Loan or line of credit?
How to decide which type of home equity debt is best.
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